Spread the cost of
repairs and servicing

Pay in easy monthly instalments without
the upfront cost, interest-free.

Repair now, pay later with Bumper

Split the cost of your car repairs into interest-free payments. Bumper PayLater puts you back in the driving seat so you can keep your car in tip-top condition without breaking the bank. Pay a little now and bump the rest to later*.

Flexible repayment
dates

High acceptance
rate

Applying has no impact
on your credit score

Ask to pay with

*Terms and Conditions Apply.

Frequently asked questions

How do I apply for Pay Later?

Applying couldn’t be easier, its just a simple online form completed by you in our showrooms.

How does Bumper Pay Later work?

Bumper is bespoke, you can choose the term, deposit and even the repayment date. It really is that easy

Choose I choose the plan that works for me?

When you set the agreement up with us, you will have access to the portal and tailor the package your own personal circumstances.

What is the cost of choosing Bumper paylater to pay for vehicle maintenance over immediate payment?

Bumper charge us a small service charge for using this feature, it will have no bearing on your borrowing or payments. This cost is absorbed by Norman Motors

Is a credit check required?

Yes, we perform a soft credit check when you apply for a Credit Limit.

This will not affect your credit score. We’re obligated to make regular reports about the status of agreed payment plans.

Therefore, these plans will show in your report. This can help to build your credit score as long as you are up to date with your payments.

PayLater is a form of credit. You must be certain you can meet all payments and terms and conditions apply. Bumper is available to UK residents only who are 18+. No fees, interest, or other charges, however a one-off missed payment fee (£12) may be charged. Missed payments may impact your credit score and your ability to borrow in the future. Recovering missed payments may involve using a debt collection agency, or legal action. Bumper isn’t regulated by the FCA.

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